An article from Locke Lord LLP on 22 September reported on the outcome of a “test case” for COVID-19 business interruption insurance coverage brought by the FCA on behalf of policyholders. It says that a complex and highly-technical 162-page opinion, for the most part, ruled in favour of the policyholders, but divided the representative policy wordings into 3 main categories, labelled as “disease clauses”, “hybrid clauses” and “denial of access” clauses – with the first 2 found to generally provide for cover for the Covid-19 disruption.
https://www.jdsupra.com/legalnews/uk-high-court-rules-on-business-86494/
